Difference Between APR and APY
Question: Dear Bill, What is the difference between APR and APY? I see both advertised, but never know what the difference is. Thanks, Confused Sally. Answer: Dear Sally, I spent 8 years working for a...
View ArticleOverdraft Protection, but Protecting Who?
Question: Dear Bill, I recently opened a new checking account. When I did so the banker asked me, actually strongly encouraged me, to sign up for what they called “overdraft protection”. The way he...
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